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Insurance Policy Summary / Declarations review

Insurance policy declarations / summary review under state insurance codes.

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What it checks

Named Insured + producer / broker

Declarations must identify Named Insured (and any additional insureds) and producer.

Critical · INS-001

Policy period — inception + expiration

Declarations must state the policy period (inception and expiration).

Critical · INS-002

Limits of liability — each occurrence + aggregate

Declarations must state limits (each occurrence + aggregate / per-claim).

Critical · INS-003

Premium + deductibles / SIR

Declarations must state the premium and any deductible / self-insured retention.

Critical · INS-004

Coverage parts / forms enumerated by form number + edition

Declarations must list coverage parts / forms attached, identified by ISO / AAIS form number + edition.

Warning · INS-005

Claims-made vs occurrence + retroactive date (claims-made)

Declarations should specify claims-made or occurrence trigger; claims-made policies must state retroactive date and ERP.

Warning · INS-006

Every run also applies 104 general checks that belong to any agreement: structure, parties and signatures, defined terms, cross-references, dates, amounts, and one-sided terms.

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How it works

  1. Open vaulytica.com — no account, nothing to install.
  2. Drop your PDF or DOCX. The document type is detected and only the checks that belong to it run, inside your browser tab.
  3. Get a Word report in which every finding quotes the clause and cites the rule and source behind it — one of 1,825 checks across 268 document types.
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