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Demand Letter review

Pre-suit demand letter (debt, wage, contract, PAGA) with FDCPA compliance and reservation of rights.

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What it checks

Statement of facts and legal basis

Demand letter must state the factual basis and the legal theory of the claim.

Critical · SET-011

Specific demand and response deadline

Demand letter must state the specific demand (amount / action) and a response deadline.

Critical · SET-012

FDCPA — abusive / threatening language flagged (debt collection)

Demand letters in debt-collection contexts must comply with FDCPA (15 U.S.C. § 1692e) — no false / abusive / threatening representations.

Warning · SET-013

Reservation of rights

Demand letter should expressly reserve all rights and remedies.

Warning · SET-014

PAGA pre-suit notice — required elements (if applicable)

California PAGA demand letters must satisfy Cal. Lab. § 2699.3 (LWDA notice, specific Labor Code sections, supporting facts).

Warning · SET-015

Every run also applies 104 general checks that belong to any agreement: structure, parties and signatures, defined terms, cross-references, dates, amounts, and one-sided terms.

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