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SBA 7(a) / 504 Loan Agreement review

SBA-guaranteed loan documents, reviewed against the SOP 50 10 program requirements including personal guaranties and use of proceeds.

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What it checks

SBA authorization incorporated

Critical · BNK-109

Use-of-proceeds restrictions

Critical · BNK-110

Personal guaranty of twenty-percent owners

Critical · BNK-111

Collateral and hazard insurance

Warning · BNK-112

Life-insurance assignment where required

Warning · BNK-113

Prepayment penalties and program limits

Warning · BNK-114

Waiver of non-waivable Article 9 debtor protections

Detects a security agreement or finance lease purporting to waive the debtor protections U.C.C. § 9-602 makes non-waivable — notice of disposition, commercial reasonableness, the right to redeem, the deficiency calculation, or the breach-of-the-peace limit on self-help repossession.

Critical · DARK-015

Every run also applies 110 general checks that belong to any agreement: structure, parties and signatures, defined terms, cross-references, dates, amounts, and one-sided terms.

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How it works

  1. Open vaulytica.com — no account, nothing to install.
  2. Drop your PDF or DOCX. The document type is detected and only the checks that belong to it run, inside your browser tab.
  3. Get a Word report in which every finding quotes the clause and cites the rule and source behind it — one of 1,825 checks across 268 document types.
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