Merchant Cash Advance Agreement review
A purchase of a business's future receivables for a lump sum, repaid as a share of daily sales — also called revenue-based or sales-based financing. The checks read for a confession of judgment, a right to reconcile payments to actual receipts, the percentage of receipts purchased, what any personal guaranty covers, and the authorization to debit the merchant's account.
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What it checks
Confession of judgment
A confession of judgment lets the funder obtain a judgment against the merchant without notice or a hearing.
Warning · MCA-001
Right to reconcile payments to actual receipts
Warning · MCA-002
The percentage of receipts purchased
Warning · MCA-003
What a personal guaranty covers
Warning · MCA-004
Authorization to debit the merchant's account
Warning · MCA-005
Every run also applies 108 general checks that belong to any agreement: structure, parties and signatures, defined terms, cross-references, dates, amounts, and one-sided terms.
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How it works
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- Drop your PDF or DOCX, or paste the text. The document type is detected and only the checks that belong to it run, inside your browser tab.
- Get a Word report in which every finding quotes the clause and cites the rule and source behind it — one of 1,887 checks across 278 document types.