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Accounts Receivable Factoring Agreement review

Sale of receivables, reviewed for the true-sale vs. secured-loan characterization, recourse, and notification terms.

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What it checks

True-sale intent and protective security interest

Critical · BNK-121

Recourse and dispute chargebacks

Critical · BNK-122

Advance rate, discount fee, and reserve release

Warning · BNK-123

Notification and verification of account debtors

Warning · BNK-124

UCC-1 filing and lien priority

Critical · BNK-125

Effective cost-of-funds disclosure

Warning · BNK-126

Every run also applies 113 general checks that belong to any agreement: structure, parties and signatures, defined terms, cross-references, dates, amounts, and one-sided terms.

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How it works

  1. Open vaulytica.com — no account, nothing to install.
  2. Drop your PDF or DOCX. The document type is detected and only the checks that belong to it run, inside your browser tab.
  3. Get a Word report in which every finding quotes the clause and cites the rule and source behind it — one of 1,825 checks across 268 document types.
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