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FCRA Background Check Disclosure and Authorization review

Pre-employment consumer-report disclosure, measured against the FCRA § 604(b) stand-alone-document rule and the adverse-action sequence.

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What it checks

Stand-alone disclosure with no extraneous terms

Critical · EMP-148

Disclosure free of an embedded liability waiver

Critical · EMP-149

Clear written authorization

Critical · EMP-150

Investigative consumer report notice

Warning · EMP-151

Summary of Rights delivery

Warning · EMP-152

Pre-adverse and adverse action sequence

Critical · EMP-153

Every run also applies 104 general checks that belong to any agreement: structure, parties and signatures, defined terms, cross-references, dates, amounts, and one-sided terms.

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How it works

  1. Open vaulytica.com — no account, nothing to install.
  2. Drop your PDF or DOCX. The document type is detected and only the checks that belong to it run, inside your browser tab.
  3. Get a Word report in which every finding quotes the clause and cites the rule and source behind it — one of 1,825 checks across 268 document types.
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